Chase has announced an increased 100,000 points sign up bonus on the Chase Marriott Rewards credit card. The Chase Marriott credit card is one of the most rewarding hotel credit cards on the market as it offers a free annual night certificate every year you renew your card and it offers 15 nights towards your Marriott elite status, which automatically earns your Marriott Silver elite status. This Chase Marriott 100000 points sign up bonus is just the icing on the cake to an already great credit card.
Unfortunately this card is subject to the Chase 5/24 rule, so you will likely not be approved for the card if you’ve been approved for 5 or more credit cards in the past 2 years. If you are over 5/24, try visiting a Chase branch to see if you are pre-approved for the offer, as this may let you get around the Chase 5/24 rule.
In full disclosure, there is a 150,000 points sign up bonus available, though the 100,000 points sign up bonus is much better and I’ll explain why below.
- Sign up bonus:
- 100,000 Marriott Rewards points after spending $5,000 in the first 3 months
- 7,500 Marriott Rewards points after adding an authorized user and their first purchase in the first 3 months
- Points Earnings:
- 5x per $1 at Marriott, SPG and Ritz Carlton hotels
- 2x per $1 on airline, restaurant and car rental purchases
- 1x per $1 everywhere else
- Free annual night certifcate (category 1-5 hotels)
- 15 nights towards your Marriott elite status
- Ean 1 additional elite night for every $3,000 spent on the card
- Trip cancellation, trip interruption and trip delay insurance
- Baggage delay insurance
- Annual Fee: $85 not waived first year
It’s unknown how long this offer will last, so if you are interested take action sooner rather than later.
Marriott / Ritz Carlton and SPG Merger
Marriott acquired SPG last year and Marriott has started the process of merging both he Marriott Rewards and Ritz Carlton Rewards program with the SPG program. Marriott, Ritz Carlton and SPG members are now able transfer points between all 3 programs. The transfer rate is 1 SPG Starpoint to 3 Marriott / Ritz Carlton Reward points.
This 107,500 points sign up bonus when transferred to SPG, will earn you 35,833 Starpoints.
Should you apply?
This is one the best sign up offers I’ve seen on the Chase Marriott credit card and if you don’t already have this card, you should definitely consider picking it up. If you’ve been approved for less than 5 credit cards in the past 2 years you have an even bigger reason to apply for the card as its subject to the Chase 5/24 rule.
Chase Marriott 150,000 Points Sign Up Bonus
Chase is also offering a 150,000 points sign up bonus on the card as well, though it requires you spend $30,000 in your first card year. There is no sign up bonus on this offer but rather you earn 5x per $1 on all purchases up to 150,000 points or $30,000 in spending in the first year. This means you’ll only see 150,000 points if you spend $30,000 on the card. (Hat tip to View from the Wing for finding this offer)
I personally find this 100,000 points offer better, as your $25,000 ($30,000 spending requirement – $5,000 spending requirement) in spending could be better spent on a different card or meeting the spending requirements on other credit cards you sign up for.
Figuring you spend the extra $25,000 needed in the 1x category, you’ll earn 75,000 points more than the 100,000 points offer. Marriott Rewards points are worth around .7 cents per point, which makes those 75,000 points worth around $525 dollars.
Using a better non bonus spending card such as the Amex SPG card, your $25,000 in spending will be much more rewarding. With SPG Starpoints worth 2.5 cents per point and earning 1x Starpoint per $1, your $25,000 in spending would be worth $625.
You could also meet the spending requirements on 5-8 other credit cards, figuring minimum spending requirements between $3,000 to $5,000 dollars. Figuring each sign up bonus is worth $400, that would result in between $2000 to $3,200 in travel.
The Chase Marriott card is one of the most rewarding hotel cards on the market and the 107,500 points sign up bonus is even more incentive to sign up for it. If you haven’t had this card before or it’s been 24 months since you last received the bonus on this card, I strongly suggest you to sign up. Remember though, this card is subject to the Chase 5/24, so if you’ve been approved for more than 5 or more cards in the past 2 years, you’ll need to visit a Chase branch to see if you are pre-approved to hopefully get approved for this card under this offer.
Are you going to take advantage of this offer?
– Points Tutor